Bank account and package comparison

Checked: 19 Oct 2026 · 12 banks

Compare the monthly cost of 108 accounts and packages from 12 Slovenian banks and savings banks, and see which services are included and which cost extra. Each package also shows its conditions, such as who it is for. The data comes from the official Bank of Slovenia overview.

Cheapest account for everyone at each bank

The cheapest account or package any adult can open at each bank. This is also the account our loan comparisons add to the APR when a rate requires you to be a customer of the bank.

Bank	Account / package	Monthly	Yearly	Debit card	Credit card	Overdraft	Payments	Standing orders	Cash withdrawals
NLB	NLB Paket Digitalni	€0.99	€11.88	✓included	-not available	-not available	€extra charge	€extra charge	✓included
Addiko Bank	GOTOVINSKI TRR	€1.10	€13.20	✓included	-not available	-not available	€extra charge	€extra charge	€extra charge
DBS	DBS osebni račun	€2.39	€28.68	✓included	€extra charge	✓included	€extra charge	€extra charge	€extra charge
Primorska hranilnica	HIP Paket	€2.99	€35.88	✓included	€extra charge	€extra charge	✓included	€extra charge	✓included
Intesa Sanpaolo Bank	TRANSAKCIJSKI E-RAČUN New customers: Paket DIGITAL, €2.99 a month	€3.00	€36.00	✓included	€extra charge	€extra charge	€extra charge	€extra charge	€extra charge
Gorenjska banka	Osebni račun	€3.19	€38.28	✓included	€extra charge	€extra charge	€extra charge	€extra charge	€extra charge
OTP banka	Osebni Plus račun	€3.50	€42.00	✓included	€extra charge	✓included	€extra charge	€extra charge	€extra charge
LON	Začetni paket	€3.70	€44.40	✓included	€extra charge	-not available	✓included	✓included	€extra charge
Delavska hranilnica	DH Enostavni paket	€4.80	€57.60	✓included	✓included	✓included	✓included	✓included	✓included
UniCredit Banka Slovenija	Transakcijski račun New customers: Digitalni, €0.90 a month	€4.90	€58.80	✓included	€extra charge	-not available	€extra charge	€extra charge	€extra charge
BKS Bank	Začetni paket	€4.99	€59.88	✓included	€extra charge	✓included	€extra charge	€extra charge	✓included
Sparkasse	Mali paket	€5.99	€71.88	✓included	€extra charge	✓included	✓included	€extra charge	✓included

✓ included; € extra charge; - not available

All accounts and packages (108)

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Your usage per month

Enter roughly how you use your account. Each package then shows what it would cost you per month, with extra charges included.

Online / mobile payments Payments at the counter Standing orders Direct debits Withdrawals at other banks’ ATMs

Security SMS for the debit cardI need a credit card

How we calculate: the package fee plus extra charges for your usage, at the prices banks report to the Bank of Slovenia. Free transactions in a shared allowance are counted against the most expensive ones first. A credit card counts its cheapest listed annual fee (plus any issuing fee) divided by 12. Discounts for new customers or for a higher balance are not included.

Addiko Bank €6.36your cost · fee €0.00 ŠTUDENTSKI TRR Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.00 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.00 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.63 mesečno za vse debetne kartice
Bank of Slovenia data Bank price list Last changed: 01.02.2026
Addiko Bank €6.36your cost · fee €0.00 ADDIKO OTROŠKI TRR Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.00 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.00 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.63 mesečno za vse debetne kartice
Bank of Slovenia data Bank price list Last changed: 01.02.2026
BKS Bank €5.02your cost · fee €0.00 Paket za mlade Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna MasterCard
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Credit transfer: €3.00 plačilo na okencu; €0.39 elektronsko plačilo
- Standing order: €0.50 za transakcijo
- Direct debit: €0.30 za transakcijo
- Security SMS: €1.00 mesečno za debetno kartico
- Instant payment: €0.39 prek spletne banke; €0.39 prek mobilne banke; €0.00 prek aplikacije
Bank of Slovenia data Bank price list Last changed: 01.01.2025
DBS €5.20your cost · fee €0.00 DBS otroški račun Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za vse debetne kartice
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.06.2025
DBS €5.20your cost · fee €0.00 DBS dijaški račun Young people ✓ Debit card- Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD
- - Credit card (not available)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €50.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za vse debetne kartice
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.12.2025
DBS €5.20your cost · fee €0.00 DBS študentski račun Young people ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €100.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit card: MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €19.90 letna članarina
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Delavska hranilnica -not offered in this package: standing orders Medvedkov račun Young people ✓ Debit card- Credit card- Overdraft€ Payments- Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- - Online banking (not available)
- - Mobile banking (not available)
- ✓ Debit card (included): DEBETNA KARTICA
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- - Standing order (not available)
- - Direct debit (not available)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.59
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.10 plačilo na okencu; €0.38 elektronsko plačilo
- Security SMS: €1.20 mesečno za debetno kartico
Notes: Paket je namenjen otrokom do dopolnjenega 15.leta.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Delavska hranilnica €2.57your cost · fee €0.00 DH EYCA Mladostni paket Young people ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA
- ✓ Credit card (included): KREDITNA KARTICA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €100.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: 2 ; vsako nadaljnje: €0.38
- ✓ Standing order (included): 2 ; vsak nadaljnji: €0.29
- ✓ Direct debit (included): 2 ; vsaka nadaljnja: €0.29
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.10 plačilo na okencu
- Security SMS: €1.20 mesečno za debetno kartico; €1.20 mesečno za kreditno kartico
Notes: Paket je namenjen mladim od 15.leta do dopolnjenega 29.leta. Kreditno plačilo: Paket omogoča 2 brezplačni elektronski kreditni plačili - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Gorenjska banka €5.39your cost · fee €0.00 Študentski osebni račun Young people ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debit Mastercard Debit Mastercard - pooblaščenec
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit card: Mastercard - klasični €0.00 za izdajo in €12.50 letna članarina
- Overdraft: €20.00 za odobritev; -€0.25 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €3.00 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Direct debit: €0.33 za transakcijo
- Security SMS: €0.00 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Odobritev izrednega limita na osebnem računu: - za dobo do vključno 6 mesecev 1.90% od zneska, min. €15.00 ob odobritvi, - za dobo od 6 do 12 mesecev 2.20% od zneska, min. €20.00 ob odobritvi Odobritev rednega limita do €500 je brezplačna. Izdaja kartice z odloženim plačilom že upošteva 50.00% popust na članarino kartice. V kolikor se imetnik študentskega računa ne odloči za to ponudbo, lahko izbere predplačniško kartico brez stroška izdaje in obnove predplačniške kartice.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Gorenjska banka €3.69your cost · fee €0.00 Prvi osebni račun Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- - Online banking (not available)
- - Mobile banking (not available)
- ✓ Debit card (included): DEBIT MASTERCARD - zak. zastopnik
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
- - Instant payment (not available)
Extra charges
- Credit transfer: €3.00 plačilo na okencu; €0.00 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice
Notes: Debetna kartica se izda zakonitemu zastopniku.

Bank of Slovenia data Bank price list Last changed: 01.09.2025
Intesa Sanpaolo Bank -not offered in this package: direct debits TRANSAKCIJSKI RAČUN OTROK Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- - Direct debit (not available)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €4.00 plačilo na okencu; €0.47 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Cash withdrawal: €0.91 na dvig na bankomatu drugega ponudnika
- Security SMS: €0.60 mesečno za vse v paket vključene kartice
Bank of Slovenia data Bank price list Last changed: 01.10.2026
Intesa Sanpaolo Bank €4.96your cost · fee €0.00 Paket MLADI Young people ✓ Debit card€ Credit card- Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- - Overdraft (not available)
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.47
- € Standing order (extra charge)
- ✓ Direct debit (included): 2 ; vsaka nadaljnja: €0.41
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 2 ; vsak nadaljnji: €0.91
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit card: Activa Mastercard €0.00 za izdajo in €27.60 letna članarina; Zlata Activa Mastercard €0.00 za izdajo in €78.00 letna članarina
- Credit transfer: €4.00 plačilo na okencu
- Standing order: €1.10 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.10.2026
NLB €8.17your cost · fee €0.00 NLB Prvi račun Young people ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.89 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico
Bank of Slovenia data Bank price list Last changed: 01.02.2026
NLB €6.39your cost · fee €0.00 NLB Paket Moj svet Young people ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €200.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 2 ; vsak nadaljnji: €0.89
- € Security SMS (extra charge)
Extra charges
- Credit card: Kartica z odl. plačilom (NLB Mastercard, NLB Visa, NLB Karanta) €0.00 za izdajo in €26.00 letna članarina; Kartica z odl. plačilom (NLB Premium Visa) €0.00 za izdajo in €36.00 letna članarina; Kartica z odl. plačilom (NLB Zlata Mastercard) €0.00 za izdajo in €77.00 letna članarina; Kreditna kartica (NLB Mastercard, NLB Karanta) €0.00 za izdajo in €20.00 letna članarina; NLB Mastercard 3v1 (mesečne članarina glede na promet) €0.00 za izdajo in €48.00 letna članarina
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.33 za transakcijo
- Security SMS: €3.00 mesečno za vse debetne kartice; €3.00 mesečno za vse kreditne kartice
Notes: Vključeno nadomestilo za vodenje računa finančnih instrumentov (t.i. trgovalni račun) za osebe, ki uporabljajo elektronsko poslovanje – elektronsko obveščanje.

Bank of Slovenia data Bank price list Last changed: 01.08.2026
OTP banka €6.61your cost · fee €0.00 Paket za mlade Young people ✓ Debit card- Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa
- - Credit card (not available)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €400.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Credit transfer: €3.50 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €1.13 za transakcijo
- Direct debit: €0.33 za transakcijo
Notes: Paket za mlade je na voljo za osebe do dopolnjenega 27. leta starosti. Prekoračitev je na voljo za osebe nad 18 letom starosti.

Bank of Slovenia data Bank price list Last changed: 01.01.2026
Primorska hranilnica €1.05your cost · fee €0.00 Paket dijak - študent Young people ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.35
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.65
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.09 plačilo na okencu
- Security SMS: €0.75 mesečno za debetno kartico
Bank of Slovenia data Bank price list Last changed: 01.12.2025
UniCredit Banka Slovenija €9.70your cost · fee €0.90 Digitalni New customers only ✓ Debit card€ Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard Standard
- € Credit card (extra charge)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- ✓ Security SMS (included): Debetne kartice: neomejeno
- ✓ Instant payment (included): Prek aplikacije: neomejeno
Extra charges
- Credit card: Klasična kartica z odloženim plačilom Mastercard €0.00 za izdajo in €20.00 letna članarina; Mastercard Classic kreditna (revolving) kartica €0.00 za izdajo in €25.00 letna članarina; Mastercard World Elite kreditna (revolving) kartica €0.00 za izdajo in €75.00 letna članarina; Zlata kartica z odloženim plačilom Mastercard €0.00 za izdajo in €25.00 letna članarina
- Credit transfer: €5.50 plačilo na okencu; €0.50 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.90 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.50 mesečno za kreditno kartico
- Instant payment: €0.00 prek mobilne banke
Notes: Račun je mogoče odpreti le preko spleta in je namenjen zgolj novim uporabnikom. Menjava drugega paketa v ta paket ni možna. Možna je izredna prekoračitev. Brezplačni dvigi gotovine na bankomatih UniCredit Skupine (BIH, SRB, HUN, ...). Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 05.05.2025
NLB €7.38your cost · fee €0.99 NLB Paket Digitalni ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Virtualna debetna kartica Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 2 ; vsak nadaljnji: €0.89
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.33 za transakcijo
- Security SMS: €3.00 mesečno za vse debetne kartice
Notes: Omejitve pri sklenitvi pogodbe za odprtje plačilnega računa: - Otvoritev paketa je omogočena zgolj prek spletne povezave, brez obiska poslovalnice

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Addiko Bank €8.92your cost · fee €1.10 GOTOVINSKI TRR ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.85 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.73 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.63 mesečno za vse debetne kartice
Notes: Mobilno bančništvo je na voljo v sklopu spletnega bančništva, zato se strošek ne zaračuna posebej, strošek je obračunan že pri spletnem bančništvu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Addiko Bank €3.49your cost · fee €1.45 OSNOVNI PLAČILNI RAČUN - ODLOČBA Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Security SMS: €1.63 mesečno za vse debetne kartice
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
DBS €3.47your cost · fee €1.47 Osnovni plačilni račun za prejemnike DSP Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Security SMS: €1.30 mesečno za debetno kartico
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: *Storitev mobilno bančništvo je na voljo le uporabnikom Spletnega bančništva. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.06.2025
Delavska hranilnica €4.10your cost · fee €1.47 DH Osnovni plačilni račun-socialni Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Cash withdrawal: €0.59 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.20 mesečno za debetno kartico
Notes: Osnovni plačilni račun lahko odpre fizična oseba, ki zakonito prebiva v EU (in nima odprtega osebnega računa), vključno s fizično osebo brez stalnega naslova in prosilcem za azil, ter je to račun za prejemanje denarne socialne pomoči ali varstvenega dodatka. Kreditno plačilo: V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Gorenjska banka €1.47your cost · fee €1.47 Osnovni socialni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBIT MASTERCARD - klasična
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): Plačilo na okencu: 8 ; vsako nadaljnje: €3.00 Elektronsko plačilo: 8 ; vsako nadaljnje: €0.40
- ✓ Standing order (included): 8 ; vsak nadaljnji: €0.60
- ✓ Direct debit (included): 8 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- - Security SMS (not available)
Notes: * V nadomestilo za vodenje računa je vključenih skupaj prvih osem transakcij, v skupnem številu iz naslova: domačih in čezmejnih direktnih obremenitev, trajnih nalogov in kreditnih plačil v skladu s 182. členom ZPlaSSIED in ostalimi povezanimi podzakonskimi akti. * V okviru računa se izdajajo izključno debetne kartice za imetnika računa

Bank of Slovenia data Bank price list Last changed: 01.12.2025
OTP banka €4.80your cost · fee €1.47 Osnovni plačilni račun za socialne transferje Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. **Uporabniki mobilne banke imajo na voljo potisna obvestila, ki so brezplačna.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Primorska hranilnica €2.22your cost · fee €1.47 Osnovni plač. račun s kartico-socialna pomoč Basic payment account ✓ Debit card€ Credit card€ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard
- € Credit card (extra charge)
- € Overdraft (extra charge)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.09 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.35 vsaka nadaljnja direktna obremenitev: €0.25
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.09 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.35 vsaka nadaljnja direktna obremenitev: €0.25
- ✓ Standing order (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.65
- € Security SMS (extra charge)
Extra charges
- Credit card: MASTERCARD €0.00 za izdajo in €20.00 letna članarina
- Overdraft: €50.00 za odobritev; -€0.10 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Security SMS: €0.75 mesečno za vse debetne kartice; €0.75 mesečno za vse kreditne kartice
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
UniCredit Banka Slovenija €1.70your cost · fee €1.70 PAKET UCB Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard World
- ✓ Credit card (included): Mastercard World Elite (revolving) ali Mastercard z odloženim plačilom vsaka nadaljnja Klasična kartica z odloženim plačilom Mastercard, , izdaja: €0.00 , letna članarina: €20.00 vsaka nadaljnja Mastercard Classic kreditna (revolving) kartica , izdaja: €0.00 , letna članarina: €25.00 vsaka nadaljnja Zlata kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €25.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): skupaj: Skupna količina: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: neomejeno
- ✓ Direct debit (included): skupaj: Skupna količina: neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.70
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €5.50 plačilo na okencu
- Security SMS: €1.50 mesečno za debetno kartico; €1.50 mesečno za kreditno kartico
Notes: Paket je namenjen rezidentom Slovenije, zaposlenim v finančnih, lizinških ali zavarovalniških družbah, ki prejemajo redne mesečne prilive iz naslova plače na transakcijski račun v UniCredit Bank. Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 16.12.2025
DBS €8.65your cost · fee €1.95 DBS upokojenski račun Pensioners ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBETNA MASTERCARD
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.70 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €19.90 letna članarina; ZLATA WORLD MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €63.00 letna članarina
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.12.2025
DBS €9.09your cost · fee €2.39 DBS osebni račun ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBETNA MASTERCARD
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.70 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €19.90 letna članarina; ZLATA WORLD MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €63.00 letna članarina
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Intesa Sanpaolo Bank €11.81your cost · fee €2.80 TRANSAKCIJSKI RAČUN UPOKOJENCI Pensioners ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €1.20 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: Activa Mastercard €0.00 za izdajo in €27.60 letna članarina; Zlata Activa Mastercard €0.00 za izdajo in €78.00 letna članarina
- Overdraft: €0.00 za odobritev; -€0.05 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €3.20 plačilo na okencu; €0.47 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.41 za transakcijo
- Cash withdrawal: €0.91 na dvig na bankomatu drugega ponudnika
- Security SMS: €0.60 mesečno za vse v paket vključene kartice
Notes: Storitev spletnega bančništva in mobilnega bančništva se ponujata skupaj, zaračuna se enotno nadomestilo za uporabo.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
DBS €9.69your cost · fee €2.99 DBS osebni rač. za nerezidente Non-residents ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBETNA MASTERCARD
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Online banking: €0.70 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.06.2025
Intesa Sanpaolo Bank €6.42your cost · fee €2.99 Paket DIGITAL New customers only ✓ Debit card€ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit card: Activa Mastercard €0.00 za izdajo in €27.60 letna članarina; Zlata Activa Mastercard €0.00 za izdajo in €78.00 letna članarina
- Credit transfer: €4.00 plačilo na okencu
- Standing order: €1.10 za transakcijo
- Direct debit: €0.41 za transakcijo
Notes: Paket je namenjen novim uporabnikom, ki odprejo transakcijski račun na daljavo.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Primorska hranilnica €5.04your cost · fee €2.99 HIP Paket ✓ Debit card€ Credit card€ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): MASTERCARD vsaka nadaljnja Mastercard debetna kartica , izdaja: €6.90 , letna članarina: €0.00
- € Credit card (extra charge)
- € Overdraft (extra charge)
- ✓ Credit transfer (included): Elektronsko plačilo: 4 ; vsako nadaljnje: €0.35
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.25
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 1 ; vsak nadaljnji: €0.65
- € Security SMS (extra charge)
Extra charges
- Credit card: MASTERCARD €0.00 za izdajo in €20.00 letna članarina
- Overdraft: €10.00 za odobritev; -€0.10 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €1.09 plačilo na okencu
- Standing order: €0.00 za transakcijo
- Security SMS: €0.75 mesečno za vse debetne kartice; €0.75 mesečno za vse kreditne kartice
Notes: Paket dobrodošlice (Posebna ponudba) – nove stranke z rednimi prilivi prejmejo 6-mesečno brezplačno vodenje.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Intesa Sanpaolo Bank €12.01your cost · fee €3.00 TRANSAKCIJSKI E-RAČUN ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €1.20 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: Activa Mastercard €0.00 za izdajo in €27.60 letna članarina; Activa zlata Mastercard €0.00 za izdajo in €78.00 letna članarina
- Overdraft: €0.00 za odobritev; -€0.05 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €4.00 plačilo na okencu; €0.47 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.41 za transakcijo
- Cash withdrawal: €0.91 na dvig na bankomatu drugega ponudnika
- Security SMS: €0.60 mesečno za vse v paket vključene kartice
Notes: Storitev spletnega bančništva in mobilnega bančništva se ponujata skupaj, zaračuna se enotno nadomestilo za uporabo.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Delavska hranilnica €5.60your cost · fee €3.12 DH Enostavni 35 Young people ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA
- ✓ Credit card (included): KREDITNA KARTICA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.38
- ✓ Standing order (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.59
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.10 plačilo na okencu
- Security SMS: €0.00 mesečno za debetno kartico; €1.20 mesečno za kreditno kartico
Notes: Paket je namenjen mladim zaposlenim, starim do 35 let. Posebna ugodnost do 31.03.2026: *6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. *Znižana obrestna mera ob sklenitvi stanovanjskega kredita s kombinirano obrestno mero - ne velja za zeleni stanovanjski kredit Kreditno plačilo: Paket omogoča 3 brezplačna elektronska kreditna plačila - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Gorenjska banka €10.08your cost · fee €3.19 Osebni račun ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBIT MASTERCARD vsaka nadaljnja DEBIT MASTERCARD - pooblaščenec , izdaja: €4.00 , letna članarina: €0.00
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.92 mesečno vodenje
- Mobile banking: €0.92 mesečno vodenje
- Credit card: MASTERCARD - klasični €0.00 za izdajo in €25.00 letna članarina
- Overdraft: €20.00 za odobritev; -€0.25 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €3.00 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Odobritev izrednega limita na osebnem računu: − za dobo do vključno 6 mesecev 1.9% od zneska, min. €15.00 ob odobritvi − za dobo nad 6 do 12 mesecev 2.2% od zneska, min. €20.00 ob odobritvi

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Gorenjska banka €10.08your cost · fee €3.19 Srebrni osebni račun Pensioners ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBIT MASTERCARD vsaka nadaljnja DEBIT MASTERCARD - pooblaščenec , izdaja: €4.00 , letna članarina: €0.00
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.92 mesečno vodenje
- Mobile banking: €0.92 mesečno vodenje
- Credit card: MASTERCARD - klasični €0.00 za izdajo in €25.00 letna članarina
- Overdraft: €20.00 za odobritev; -€0.25 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €2.60 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Odobritev izrednega limita na osebnem računu: − za dobo do vključno 6 mesecev 1.9% od zneska, min. €15.00 ob odobritvi − za dobo nad 6 do 12 mesecev 2.2% od zneska, min. €20.00 ob odobritvi

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Addiko Bank €11.07your cost · fee €3.25 OSEBNI TRR ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.85 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: Addiko oborčna kartica Mastercard (stranka odprt račun pri Addiko Bank d.d. €0.00 za izdajo in €25.00 letna članarina; Addiko oborčna kartica Mastercard (stranka odprt račun pri drugi banki) €0.00 za izdajo in €50.00 letna članarina; Addiko zlata obročna kartica Mastercard €0.00 za izdajo in €75.00 letna članarina
- Overdraft: €11.00 za odobritev; -€0.05 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.73 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.63 mesečno za vse debetne kartice
Notes: Mobilno bančništvo je na voljo v sklopu spletnega bančništva. Izredni limit - nadomestilo za odobritev - 2.00%, min 11,00 eur, max 110,00 eur Addiko limit - nadomestilo za odobritev - 3.00%, min 70,00 eur, max 350,00 eur

Bank of Slovenia data Bank price list Last changed: 01.02.2026
NLB €11.56your cost · fee €3.39 NLB Osnovni račun ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €300.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit card: Kart. z odl. plačilom (NLB Mastercard, NLB Visa, NLB Karanta) €0.00 za izdajo in €28.00 letna članarina; Kart. z odl. plačilom (NLB Premium Visa) €0.00 za izdajo in €36.00 letna članarina; Kart. z odl. plačilom (NLB Zlata Mastercard) €0.00 za izdajo in €77.00 letna članarina; Kreditna kartica (NLB Mastercard, NLB Karanta) €0.00 za izdajo in €20.00 letna članarina; NLB Mastercard 3v1 (višina mesečne člana. glede na promet) €0.00 za izdajo in €48.00 letna članarina
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.89 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico; €3.00 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.08.2026
OTP banka €11.61your cost · fee €3.50 Osebni Plus račun ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €400.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit card: Kartica z odloženim plačilom Visa €0.00 za izdajo in €26.00 letna članarina
- Credit transfer: €3.50 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €1.13 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico; €3.00 mesečno za kreditno kartico
Notes: *Za nove stranke banke možnost odprtja računa digitalno in s tem pridobitve 9 mesecev brezplačnega vodenja paketa. **Uporabniki mobilne banke imajo na voljo potisna obvestila, ki so brezplačna.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
LON €8.42your cost · fee €3.70 Začetni paket ✓ Debit card€ Credit card- Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Mastercard Debit
- € Credit card (extra charge)
- - Overdraft (not available)
- ✓ Credit transfer (included): Elektronsko plačilo: 2 ; vsako nadaljnje: €0.42
- ✓ Standing order (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Direct debit (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Mobile banking: €0.80 mesečno vodenje
- Credit card: Mastercard Credit €0.00 za izdajo in €23.50 letna članarina
- Credit transfer: €2.00 plačilo na okencu
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.70 mesečno za debetno kartico; €1.70 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.04.2026
Gorenjska banka €9.89your cost · fee €3.99 MINIMAKSI paketni osebni račun New customers only ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBIT MASTERCARD - klasična
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €200.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.33
- € Cash withdrawal (extra charge)
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Credit card: MASTERCARD - klasična €0.00 za izdajo in €25.00 letna članarina
- Credit transfer: €3.00 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
Notes: K MINIMAKSI paketnemu osebnemu računu lahko pristopijo le nove stranke, ki v Gorenjski banki še nimajo odprtega osebnega ali paketnega osebnega računa.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Intesa Sanpaolo Bank €13.01your cost · fee €4.00 TRANSAKCIJSKI RAČUN OSNOVNI ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- - Online banking (not available)
- - Mobile banking (not available)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit card: Activa Mastercard €0.00 za izdajo in €27.60 letna članarina; Activa zlata Mastercard €0.00 za izdajo in €78.00 letna članarina
- Overdraft: €0.00 za odobritev; -€0.05 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €4.00 plačilo na okencu; €0.47 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Direct debit: €0.41 za transakcijo
- Cash withdrawal: €0.91 na dvig na bankomatu drugega ponudnika
- Security SMS: €0.60 mesečno za vse v paket vključene kartice
Bank of Slovenia data Bank price list Last changed: 01.10.2026
Delavska hranilnica €4.42your cost · fee €4.42 DH Napredni 35 Young people ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA ZLATA
- ✓ Credit card (included): KREDITNA KARTICA ZLATA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.59
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.10 plačilo na okencu
Notes: Paket je namenjen mladim zaposlenim, starim do 35 let. Posebna ugodnost do 31.03.2026: *6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. *Znižana obrestna mera ob sklenitvi stanovanjskega kredita s kombinirano obrestno mero - ne velja za zeleni stanovanjski kredit Kreditno plačilo: Paket omogoča 5 brezplačnih elektronskih kreditnih plačil - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Addiko Bank €6.64your cost · fee €4.60 OSNOVNI PLAČILNI RAČUN Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Security SMS: €1.63 mesečno za vse debetne kartice
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. Mobilno bančništvo je na voljo v sklopu spletnega bančništva, zato se strošek ne zaračuna posebej, strošek je obračunan že pri spletnem bančništvu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
DBS €6.62your cost · fee €4.62 Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.30 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.40 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Security SMS: €1.30 mesečno za debetno kartico
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: *Storitev mobilno bančništvo je na voljo le uporabnikom Spletnega bančništva. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.06.2025
Delavska hranilnica €7.25your cost · fee €4.62 DH Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.10 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.38 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Cash withdrawal: €0.59 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.20 mesečno za debetno kartico
Notes: Osnovni plačilni račun lahko odpre fizična oseba, ki zakonito prebiva v EU (in nima odprtega osebnega računa), vključno s fizično osebo brez stalnega naslova in prosilcem za azil. Kreditno plačilo: V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Sparkasse €6.44your cost · fee €4.62 Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Klasična debetna kartica Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.34
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.34
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.34
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- - Security SMS (not available)
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. *Za potrošnike, ki so prejemniki denarne socialne pomoči in/ali varstvenega dodatka mesečno nadomestilo znaša 1,47€.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Delavska hranilnica €7.28your cost · fee €4.80 DH Enostavni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA
- ✓ Credit card (included): KREDITNA KARTICA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.38
- ✓ Standing order (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 3 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.59
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.10 plačilo na okencu
- Security SMS: €0.00 mesečno za debetno kartico; €1.20 mesečno za kreditno kartico
Notes: Vodenje računa: 10% popust za upokojence, člane društev delovnih invalidov, člane gasilskih društev in 15% popust za člane sindikatov delničarjev. Ugodnosti se ne seštevajo. Posebna ugodnost do 31.03.2026: 6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. Kreditno plačilo: Paket omogoča 3 brezplačna elektronska kreditna plačila - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
BKS Bank €6.58your cost · fee €4.90 Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.39 vsak nadaljnji trajni nalog: €0.50 vsaka nadaljnja direktna obremenitev: €0.30
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.39 vsak nadaljnji trajni nalog: €0.50 vsaka nadaljnja direktna obremenitev: €0.30
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.39 vsak nadaljnji trajni nalog: €0.50 vsaka nadaljnja direktna obremenitev: €0.30
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Security SMS: €1.00 mesečno za debetno kartico
Notes: Za upravičence do denarne socialne pomoči in/ali varstvenega dodatka mesečno nadomestilo za paket znaša €1.47. V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Gorenjska banka €6.69your cost · fee €4.90 OSNOVNI PLAČILNI RAČUN Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): MASTERCARD DEBIT
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.60 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.60 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €0.60 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- - Security SMS (not available)
- € Instant payment (extra charge)
Extra charges
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: * V okviru osnovnega plačilnega računa se izdaja izključno debetna kartica za imetnika računa. * V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.03.2025
Intesa Sanpaolo Bank €7.07your cost · fee €4.90 Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €4.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.47 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.41
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €4.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.47 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.41
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €4.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.47 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.41
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Security SMS: €0.60 mesečno za vse v paket vključene kartice
Notes: V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. Za upravičence do denarne socialne pomočiin/ali varstvenega dodatka mesečno nadomestilo za paket znaša €1.47. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
LON €6.79your cost · fee €4.90 Osnovni plačilni račun Basic payment account ✓ Debit card€ Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Mastercard Debit
- € Credit card (extra charge)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €2.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €2.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €2.00 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Mobile banking: €0.80 mesečno vodenje
- Credit card: Mastercard Credit €0.00 za izdajo in €23.50 letna članarina
- Security SMS: €1.70 mesečno za debetno kartico; €1.70 mesečno za kreditno kartico
Notes: Za upravičence do denarne socialne pomoči in/ali varstvenega dodatka znaša mesečno nadomestilo za paket €1.47. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.04.2026
NLB €6.69your cost · fee €4.90 NLB Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.40 vsak nadaljnji trajni nalog: €1.10 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Security SMS: €3.00 mesečno za vse debetne kartice
Notes: Za upravičence do denarne socialne pomoči in/ali varstvenega dodatka mesečno nadomestilo za paket znaša €1.47. *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.08.2026
OTP banka €8.23your cost · fee €4.90 Osnovni plačilni račun (OPR) Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €3.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.42 vsak nadaljnji trajni nalog: €1.13 vsaka nadaljnja direktna obremenitev: €0.33
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu. **Uporabniki mobilne banke imajo na voljo potisna obvestila, ki so brezplačna.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Primorska hranilnica €5.65your cost · fee €4.90 Osnovni plačilni račun s kartico Basic payment account ✓ Debit card€ Credit card€ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard
- € Credit card (extra charge)
- € Overdraft (extra charge)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.09 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.35 vsaka nadaljnja direktna obremenitev: €0.25
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €1.09 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.35 vsaka nadaljnja direktna obremenitev: €0.25
- ✓ Standing order (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.65
- € Security SMS (extra charge)
Extra charges
- Credit card: MASTERCARD €0.00 za izdajo in €20.00 letna članarina
- Overdraft: €50.00 za odobritev; -€0.10 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Security SMS: €0.75 mesečno za debetno kartico; €0.75 mesečno za kreditno kartico
Notes: *V okviru skupne količine komitent lahko koristi elektronska plačila ali plačila na okencu.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
UniCredit Banka Slovenija €13.30your cost · fee €4.90 Transakcijski račun ✓ Debit card€ Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Debetna Mastercard Standard
- € Credit card (extra charge)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
- ✓ Instant payment (included): Prek aplikacije: neomejeno
Extra charges
- Online banking: €0.80 mesečno vodenje
- Mobile banking: €0.80 mesečno vodenje
- Credit card: Klasična kartica z odloženim plačilom Mastercard €0.00 za izdajo in €20.00 letna članarina; Mastercard Classic kreditna (revolving) kartica €0.00 za izdajo in €25.00 letna članarina; Mastercard World Elite kreditna (revolving) kartica €0.00 za izdajo in €75.00 letna članarina; Zlata kartica z odloženim plačilom Mastercard €0.00 za izdajo in €25.00 letna članarina
- Credit transfer: €5.50 plačilo na okencu; €0.50 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.70 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.50 mesečno za debetno kartico; €1.50 mesečno za kreditno kartico
- Instant payment: €0.00 prek spletne banke; €0.00 prek mobilne banke
Notes: Popust v višini €2.00 na mesečno nadomestilo za paket v primeru, ko stranka izbere prejemanje rednih mesečnih izpiskov za transakcijski račun in varčevalni račun/e in kreditno kartico/e ter kartico z odloženim plačilom Mastercard izključno v elektronski obliki preko spletne ali mobilne banke. Ob hkratni uporabi spletnega in mobilnega bančništva banka zaračuna zgolj eno mesečno nadomestilo. Možna je izredna prekoračitev. Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 05.05.2025
UniCredit Banka Slovenija €7.10your cost · fee €4.90 Osnovni plačilni račun Basic payment account ✓ Debit card- Credit card- Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard Standard
- - Credit card (not available)
- - Overdraft (not available)
- ✓ Credit transfer (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 8 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- - Security SMS (not available)
Notes: Za upravičence do denarne socialne pomoči in/ali varstvenega dodatka mesečno nadomestilo za paket znaša €1.47. *Vodenje računa zgolj v valuti EUR. **V okviru skupne količine je potrošniku na voljo 8 elektronskih plačil ali trajnih nalogov ali direktnih obremenitev ali plačil na bančnem okencu. Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 16.12.2025
BKS Bank €10.01your cost · fee €4.99 Začetni paket ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna MasterCard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €300.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.15
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit card: Kreditna MasterCard klasik €0.00 za izdajo in €27.00 letna članarina; Kreditna MasterCard zlata €0.00 za izdajo in €51.00 letna članarina
- Credit transfer: €3.00 plačilo na okencu; €0.39 elektronsko plačilo
- Standing order: €0.50 za transakcijo
- Direct debit: €0.30 za transakcijo
- Security SMS: €1.00 mesečno za debetno kartico; €1.00 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.12.2025
LON €4.99your cost · fee €4.99 Paket LON Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard Debit
- ✓ Credit card (included): Mastercard Credit
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: do - 2,00
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €2.00 plačilo na okencu
Notes: Paket LON je namenjen rezidentom R. Slovenije, zaposlenim v bančnem sektorju R. Slovenije (banke in hranilnice), ki prejemajo redne mesečne prilive iz naslova plače na transakcijski račun odprt v LON d.d., Kranj.

Bank of Slovenia data Bank price list Last changed: 07.05.2026
Addiko Bank €12.82your cost · fee €5.00 TRR NEREZIDENTA Non-residents ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.85 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.73 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.63 mesečno za vse debetne kartice
Notes: Mobilno bančništvo je na voljo v sklopu spletnega bančništva, zato se strošek ne zaračuna posebej, strošek je obračunan že pri spletnem bančništvu.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
DBS €8.11your cost · fee €5.31 AGRAR PAKET Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za debetno kartico; €1.30 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.05.2026
DBS €8.11your cost · fee €5.31 SENIOR PAKET Pensioners ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za debetno kartico; €1.30 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.05.2026
Addiko Bank €12.26your cost · fee €5.90 START PAKET ✓ Debit card✓ Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Addiko Debit Mastercard kartica vsaka nadaljnja Addiko Debit Mastercard kartica pooblaščeni osebi ali zakonitemu zastopniku , izdaja: €6.10 , letna članarina: €0.00
- ✓ Credit card (included): Addiko obročna Mastercard kartica
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 2 ; vsak nadaljnji: €0.73
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu; €0.42 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
Notes: Obveščanje za debetno kartico je omogočeno preko potisnih obvestil.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
DBS €8.70your cost · fee €5.90 OSEBNI PAKET ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
- Security SMS: €1.30 mesečno za debetno kartico; €1.30 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.05.2026
Primorska hranilnica €5.99your cost · fee €5.99 Popolni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): MASTERCARD vsaka nadaljnja Mastercard debetna kartica , izdaja: €6.90 , letna članarina: €0.00
- ✓ Credit card (included): Mastercard
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- ✓ Credit transfer (included): Plačilo na okencu: 6 ; vsako nadaljnje: €1.09 Elektronsko plačilo: 10 ; vsako nadaljnje: €0.35
- ✓ Standing order (included): 10 ; vsak nadaljnji: €0.00
- ✓ Direct debit (included): 10 ; vsaka nadaljnja: €0.25
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.65
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Security SMS: €0.00 mesečno za vse debetne kartice; €0.75 mesečno za vse kreditne kartice
Notes: Paket dobrodošlice (Posebna ponudba) – nove stranke z rednimi prilivi prejmejo 6-mesečno brezplačno vodenje. Prekoračitev: €500.00 brez stroškov odobritve ob izpolnjevanju pogojev hranilnice

Bank of Slovenia data Bank price list Last changed: 01.06.2026
Sparkasse €9.79your cost · fee €5.99 Mali paket ✓ Debit card€ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Klasična debetna kartica Mastercard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €300.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -0,01
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.34
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit card: Klasična plačilna kartica Mastercard €0.00 za izdajo in €22.00 letna članarina; Plačilna kartica Diners Club Mastercard klasična €0.00 za izdajo in €46.80 letna članarina
- Credit transfer: €3.50 plačilo na okencu
- Standing order: €0.90 za transakcijo
- Security SMS: €1.50 mesečno za vse v paket vključene kartice
Bank of Slovenia data Bank price list Last changed: 01.07.2026
OTP banka €7.50your cost · fee €6.00 Paket KOMPLET ✓ Debit card€ Credit card✓ Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €400.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.33
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit card: Kartica z odloženim plačilom Visa €0.00 za izdajo in €26.00 letna članarina
- Credit transfer: €3.50 plačilo na okencu
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €3.00 mesečno za debetno kartico; €3.00 mesečno za kreditno kartico
Notes: Za nove stranke banke na voljo brezplačno vodenje Paketa Komplet za 3 mesece. Za nove stranke banke možnost odprtja računa digitalno in s tem pridobitve 9 mesecev brezplačnega vodenja paketa. Uporabniki mobilne banke imajo na voljo potisna obvestila, ki so brezplačna.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Gorenjska banka €11.50your cost · fee €6.50 VOLILNI RAČUN FIZIČNE OSEBE Specific groups ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- - Online banking (not available)
- - Mobile banking (not available)
- ✓ Debit card (included): DEBIT MASTERCARD - klasična
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- - Security SMS (not available)
Extra charges
- Credit transfer: €5.00 plačilo na okencu; €0.00 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €1.50 na dvig na bankomatu drugega ponudnika
Notes: Za volilni račun fizične osebe banka ne izdaja debetne kartice. Nadomestilo za interno kreditno plačilo na bančnem okencu znaša €3.00. Nadomestilo za eksterno kreditno plačilo na bančnem okencu do €50,000 znaša €5.00. Nadomestilo za eksterno kreditno plačilo na bančnem okencu nad €50,000 znaša €10.00. Elektronsko kreditno plačilo na volilnem računu fizične osebe ni na voljo. Eksterni trajni nalog do €50,000 znaša €1.05. Eksterni trajni nalog nad €50,000 znaša €7.50. Dvig bankovcev znaša 0.10% od zneska dviga oz. minimalno €1.50. Dvig kovancev znaša 2.00% od zneska dviga oz. minimalno €2.50.

Bank of Slovenia data Bank price list Last changed: 22.09.2026
Intesa Sanpaolo Bank €9.73your cost · fee €6.50 Paket START ✓ Debit card€ Credit card✓ Overdraft✓ Payments✓ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.47
- ✓ Standing order (included): 2 ; vsak nadaljnji: €1.10
- ✓ Direct debit (included): 3 ; vsaka nadaljnja: €0.41
- € Cash withdrawal (extra charge)
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit card: Activa Mastercard €0.00 za izdajo in €13.80 letna članarina; Zlata Activa Mastercard €0.00 za izdajo in €78.00 letna članarina
- Credit transfer: €4.00 plačilo na okencu
- Cash withdrawal: €0.91 na dvig na bankomatu drugega ponudnika
Notes: V paket Start je vključeno 50% nadomestilo za članarino za kreditno kartico Activa Mastercard. Za upokojence in starejše od 65 let mesečno nadomestilo za paket START znaša €4.50.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Delavska hranilnica €6.80your cost · fee €6.80 DH Napredni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA ZLATA
- ✓ Credit card (included): KREDITNA KARTICA ZLATA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Direct debit (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.29 vsaka nadaljnja direktna obremenitev: €0.29
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.59
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.10 plačilo na okencu
Notes: Vodenje računa: 10% popust za upokojence, člane društev delovnih invalidov, člane gasilskih društev in 15% popust za člane sindikatov delničarjev. Ugodnosti se ne seštevajo. Posebna ugodnost do 31.03.2026: 6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. Kreditno plačilo: Paket omogoča neomejeno število brezplačnih elektronskih kreditnih plačil - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Gorenjska banka €10.43your cost · fee €6.90 STANDARD paketni osebni račun ✓ Debit card€ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBIT MASTERCARD - klasična
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 3 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 2 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 2 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Credit card: MASTERCARD - klasična: nadalnja leta €0.00 za izdajo in €25.00 letna članarina; MASTERCARD - klasična: 1. leto €0.00 za izdajo in €0.00 letna članarina
- Credit transfer: €3.00 plačilo na okencu
- Standing order: €0.60 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.12.2025
UniCredit Banka Slovenija €8.60your cost · fee €6.90 Sproščeni ✓ Debit card€ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard Standard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): skupaj: Skupna količina: 9 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 9 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 9 vsako nadaljnje kreditno plačilo - plačilo na okencu: €5.50 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.70
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Credit card: Klasična kartica z odloženim plačilom Mastercard €0.00 za izdajo in €20.00 letna članarina; Mastercard Classic kreditna (revolving) kartica €0.00 za izdajo in €25.00 letna članarina; Mastercard World Elite kreditna (revolving) kartica €0.00 za izdajo in €75.00 letna članarina; Zlata kartica z odloženim plačilom Mastercard €0.00 za izdajo in €25.00 letna članarina
- Security SMS: €1.50 mesečno za kreditno kartico
Notes: Otroci in mladostniki do 18. leta starosti ter dijaki in študenti z ali brez študentskega statusa do 27. leta starosti so upravičeni do ugodnosti Mladi, ki prinaša 100% popust na mesečno nadomestilo za paket. Pri mesečnem nadomestilu za paket se pri starejših od 65 let obračuna popust v višini €2.00. V okviru skupne količine je potrošniku na voljo 7 elektronskih plačil ali trajnih nalogov ali direktnih obremenitev ter 2 plačili na bančnem okencu. Brezplačni dvigi gotovine na bankomatih UniCredit Skupine (BIH, SRB, HUN, ...). Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 09.03.2026
DBS €13.69your cost · fee €6.99 DBS zlati račun ✓ Debit card€ Credit card✓ Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA ZLATA MASTERCARD
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
Extra charges
- Credit card: MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €19.90 letna članarina; ZLATA WORLD MASTERCARD Z ODLOŽENIM PLAČILOM €0.00 za izdajo in €63.00 letna članarina
- Credit transfer: €1.30 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.40 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice; €1.30 mesečno za vse kreditne kartice
Notes: Storitev mobilno bančništvo je na voljo le uporabnikom spletnega bančništva

Bank of Slovenia data Bank price list Last changed: 01.12.2025
LON €8.67your cost · fee €6.99 Prijazni paket ✓ Debit card€ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard Debit
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €600.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.20
- ✓ Credit transfer (included): Elektronsko plačilo: 4 ; vsako nadaljnje: €0.42
- ✓ Standing order (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Direct debit (included): skupaj: Skupna količina: 5 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno
Extra charges
- Credit card: Mastercard Credit €0.00 za izdajo in €23.50 letna članarina
- Credit transfer: €2.00 plačilo na okencu
- Security SMS: €1.70 mesečno za kreditno kartico
Notes: Za upokojence znaša mesečno nadomestilo za paket €5.99. Za mlade (starejši od 15 let in do 26. leta starosti, ki imajo status dijaka ali študenta in niso v delovnem razmerju) znaša mesečno nadomestilo za paket €0.00.

Bank of Slovenia data Bank price list Last changed: 01.04.2026
NLB €12.39your cost · fee €6.99 NLB Paket Osnovni ✓ Debit card✓ Credit card✓ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- ✓ Credit card (included): 50% članarina NLB Mastercard 3v1 vsaka nadaljnja Kartica z odlo. plačilom (NLB Mastercard, NLB Visa, NLB Karanta) , izdaja: €0.00 , letna članarina: €26.00 vsaka nadaljnja Kartica z odlo. plačilom (NLB Premium Visa) , izdaja: €0.00 , letna članarina: €36.00 vsaka nadaljnja Kartica z odlo. plačilom (NLB Zlata Mastercard) , izdaja: €0.00 , letna članarina: €77.00 vsaka nadaljnja Kreditna kartica (NLB Mastercard, NLB Karanta) , izdaja: €0.00 , letna članarina: €20.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €700.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- ✓ Direct debit (included): 4 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.89
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €1.10 za transakcijo
- Security SMS: €3.00 mesečno za vse debetne kartice; €3.00 mesečno za vse kreditne kartice
Notes: Vključeno kibernetsko zavarovanje zavarovalnice Triglav. Vključeno nezgodno in turistično zavarovanje zavarovalnice Vita.

Bank of Slovenia data Bank price list Last changed: 01.08.2026
Delavska hranilnica €7.67your cost · fee €7.67 DH Brezskrbni 35 Young people ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA ZLATA
- ✓ Credit card (included): KREDITNA KARTICA ZLATA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: neomejeno
- ✓ Direct debit (included): skupaj: Skupna količina: neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.10 plačilo na okencu
Notes: Paket je namenjen mladim zaposlenim, starim do 35 let. Posebna ugodnost do 31.03.2026: *6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. *Znižana obrestna mera ob sklenitvi stanovanjskega kredita s kombinirano obrestno mero - ne velja za zeleni stanovanjski kredit Kreditno plačilo: Paket omogoča neomejeno število brezplačnih elektronskih kreditnih plačil - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
Gorenjska banka €14.79your cost · fee €7.90 Osebni račun nerezidenta Non-residents ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): DEBIT MASTERCARD vsaka nadaljnja DEBIT MASTERCARD - pooblaščenec , izdaja: €4.00 , letna članarina: €0.00
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Online banking: €0.92 mesečno vodenje
- Mobile banking: €0.92 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.60 za transakcijo
- Direct debit: €0.33 za transakcijo
- Cash withdrawal: €0.75 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.30 mesečno za vse debetne kartice
- Instant payment: €0.40 prek spletne banke; €0.40 prek mobilne banke; €0.00 prek aplikacije
Notes: Banka za odprtje osebnega računa nerezidenta zaračuna enkratno nadomestilo v višini €30.

Bank of Slovenia data Bank price list Last changed: 01.09.2025
UniCredit Banka Slovenija €16.30your cost · fee €7.90 TRR za nerezidente Non-residents ✓ Debit card€ Credit card- Overdraft€ Payments€ Standing orders€ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Debetna Mastercard Standard
- € Credit card (extra charge)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- € Cash withdrawal (extra charge)
- € Security SMS (extra charge)
- ✓ Instant payment (included)
Extra charges
- Online banking: €0.80 mesečno vodenje
- Mobile banking: €0.80 mesečno vodenje
- Credit card: Klasična kartica z odloženim plačilom Mastercard €0.00 za izdajo in €20.00 letna članarina; Mastercard Classic kreditna (revolving) kartica €0.00 za izdajo in €25.00 letna članarina; Mastercard World Elite kreditna (revolving) kartica €0.00 za izdajo in €75.00 letna članarina; Zlata kartica z odloženim plačilom Mastercard €0.00 za izdajo in €25.00 letna članarina
- Credit transfer: €5.50 plačilo na okencu; €0.50 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.40 za transakcijo
- Cash withdrawal: €0.70 na dvig na bankomatu drugega ponudnika
- Security SMS: €1.50 mesečno za debetno kartico; €1.50 mesečno za kreditno kartico
- Instant payment: €0.00 prek spletne banke; €0.00 prek mobilne banke; €0.00 prek aplikacije
Notes: Ob hkratni uporabi spletnega in mobilnega bančništva banka zaračuna zgolj eno mesečno nadomestilo. Izredne prekoračitve ni mogoče pridobiti.

Bank of Slovenia data Bank price list Last changed: 05.05.2025
DBS €10.01your cost · fee €8.01 AGRAR PLUS PAKET Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €800.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.05.2026
DBS €10.01your cost · fee €8.01 SENIOR PLUS PAKET Pensioners ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €800.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.05.2026
DBS €10.90your cost · fee €8.90 OSEBNI PLUS PAKET ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA MASTERCARD PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €800.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.30 plačilo na okencu
- Standing order: €0.40 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.05.2026
Sparkasse €14.92your cost · fee €8.90 Fit paket ✓ Debit card€ Credit card€ Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Klasična debetna kartica Mastercard
- € Credit card (extra charge)
- € Overdraft (extra charge)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Online banking: €0.25 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit card: Klasična plačilna kartica Mastercard €0.00 za izdajo in €22.00 letna članarina; Plačilna kartica Diners Club Mastercard klasična €0.00 za izdajo in €46.80 letna članarina
- Overdraft: €10.00 za odobritev; -0,01 razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah
- Credit transfer: €3.50 plačilo na okencu; €0.40 elektronsko plačilo
- Standing order: €0.90 za transakcijo
- Direct debit: €0.34 za transakcijo
- Security SMS: €1.50 mesečno za vse v paket vključene kartice
Notes: V kolikor povprečno stanje v mesecu obračuna presega mejo povprečnega stanja 1.000€ se strošek vodenja paketa ne obračuna. Z aktivacijo spletnega bančništva uporabnik pridobi dostop tudi do mobilnega bančništva. V kolikor je v prejšnjem obračunskem ciklu poraba s kartico presegla mejo €100.00, se strošek članarine v naslednjem obračunskem ciklu ne zaračuna. Strošek odobritve prekoračitve znaša 2% od zneska, minimum 10,00€ in maksimum 80,00€

Bank of Slovenia data Bank price list Last changed: 01.09.2026
BKS Bank €14.01your cost · fee €8.99 Nerezidentni račun Non-residents ✓ Debit card- Credit card- Overdraft€ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- € Online banking (extra charge)
- € Mobile banking (extra charge)
- ✓ Debit card (included): Debetna MasterCard
- - Credit card (not available)
- - Overdraft (not available)
- € Credit transfer (extra charge)
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
- € Instant payment (extra charge)
Extra charges
- Online banking: €0.70 mesečno vodenje
- Mobile banking: €0.00 mesečno vodenje
- Credit transfer: €3.00 plačilo na okencu; €0.39 elektronsko plačilo
- Standing order: €0.50 za transakcijo
- Direct debit: €0.30 za transakcijo
- Security SMS: €1.00 mesečno za debetno kartico
- Instant payment: €0.39 prek spletne banke; €0.39 prek mobilne banke; €0.00 prek aplikacije
Notes: Mobilno bančništvo je na voljo uporabnikom spletnega bančništva.

Bank of Slovenia data Bank price list Last changed: 01.01.2025
BKS Bank €10.89your cost · fee €8.99 Napredni paket ✓ Debit card€ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna MasterCard
- € Credit card (extra charge)
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.15
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- € Standing order (extra charge)
- € Direct debit (extra charge)
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- € Security SMS (extra charge)
Extra charges
- Credit card: Kreditna MasterCard klasik €0.00 za izdajo in €13.50 letna članarina; Kreditna MasterCard zlata €0.00 za izdajo in €25.50 letna članarina
- Credit transfer: €3.00 plačilo na okencu
- Standing order: €0.50 za transakcijo
- Direct debit: €0.30 za transakcijo
- Security SMS: €1.00 mesečno za debetno kartico; €1.00 mesečno za kreditno kartico
Bank of Slovenia data Bank price list Last changed: 01.12.2025
Addiko Bank €11.70your cost · fee €9.90 SREBRNI PAKET ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Addiko Debit Mastercard kartica Addiko Debit Mastercard kartica za pooblaščeno osebo
- ✓ Credit card (included): Addiko obročna Mastercard kartica
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- € Standing order (extra charge)
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 4 ; vsak nadaljnji: €0.73
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu
- Standing order: €0.90 za transakcijo
Notes: Obveščanje za debetno kartico je omogočeno preko potisnih obvestil. Brezplačna kreditna plačila v Sloveniji v EUR do €50,000 (navadni nalog, takojšna plačila), izvedena preko digitalnih kanalov.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
Gorenjska banka €11.50your cost · fee €9.90 SUPER paketni osebni račun ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBIT MASTERCARD - zlata
- ✓ Credit card (included): MASTERCARD - klasična
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: 4 ; vsako nadaljnje: €0.40
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 4 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.12.2025
NLB €13.39your cost · fee €9.99 NLB Paket Aktivni ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard
- ✓ Credit card (included): NLB Mastercard 3v1 vsaka nadaljnja Kartica z odlo. plačilom (NLB Premium Visa) , izdaja: €0.00 , letna članarina: €36.00 vsaka nadaljnja Kartica z odlo. plačilom (NLB Visa, NLB Mastercard, NLB Karanta) , izdaja: €0.00 , letna članarina: €26.00 vsaka nadaljnja Kartica z odlo. plačilom (NLB Zlata Mastercard) , izdaja: €0.00 , letna članarina: €77.00 vsaka nadaljnja Kreditna kartica (NLB Mastercard, NLB Karanta) , izdaja: €0.00 , letna članarina: €20.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- ✓ Credit transfer (included): Elektronsko plačilo: 5 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 3 ; vsak nadaljnji: €0.89
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu
- Standing order: €1.10 za transakcijo
- Security SMS: €3.00 mesečno za debetno kartico; €3.00 mesečno za kreditno kartico
Notes: Vključeno kibernetsko zavarovanje zavarovalnice Triglav. Vključeno nezgodno in turistično zavarovanje zavarovalnice Vita.

Bank of Slovenia data Bank price list Last changed: 01.08.2026
OTP banka €9.99your cost · fee €9.99 Paket Ekstra ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa Preplačniška (virtualna) kartica Visa
- ✓ Credit card (included): Kartica z odloženim plačilom Visa
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €400.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): 10 ; vsaka nadaljnja: €0.33
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu
- Security SMS: €3.00 mesečno za debetno kartico; €3.00 mesečno za kreditno kartico
Notes: Za vse nove stranke banke na voljo 3 mesečno brezplačno vodenje Paketa Ekstra. Za nove stranke banke možnost odprtja računa digitalno in s tem pridobitve 9 mesecev brezplačnega vodenja paketa. Uporabniki mobilne banke imajo na voljo potisna obvestila, ki so brezplačna.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
Primorska hranilnica €9.99your cost · fee €9.99 Zlati paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard vsaka nadaljnja Mastercard debetna kartica , izdaja: €6.90 , letna članarina: €0.00
- ✓ Credit card (included): Mastercard - zlata
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 4 ; vsak nadaljnji: €0.65
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.09 plačilo na okencu
Notes: Paket dobrodošlice (Posebna ponudba) – nove stranke z rednimi prilivi prejmejo 6-mesečno brezplačno vodenje. Prekoračitev: €5,000.00 brez stroškov odobritve ob izpolnjevanju pogojev hranilnice

Bank of Slovenia data Bank price list Last changed: 01.06.2026
Sparkasse €11.79your cost · fee €9.99 Srednji paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Klasična debetna kartica Mastercard
- ✓ Credit card (included): Klasična plačilna kartica Mastercard Plačilna kartica Diners Club Mastercard klasična
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -0,01
- ✓ Credit transfer (included): Elektronsko plačilo: 8 ; vsako nadaljnje: €0.40
- € Standing order (extra charge)
- ✓ Direct debit (included): 5 ; vsaka nadaljnja: €0.34
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- € Security SMS (extra charge)
Extra charges
- Credit transfer: €3.50 plačilo na okencu
- Standing order: €0.90 za transakcijo
- Security SMS: €1.50 mesečno za vse v paket vključene kartice
Bank of Slovenia data Bank price list Last changed: 01.07.2026
UniCredit Banka Slovenija €10.00your cost · fee €10.00 ELITNI ZDRAVNIK Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard World
- ✓ Credit card (included): Mastercard World Elite kreditna (revolving) vsaka nadaljnja Klasična kartica z odloženim plačilom Mastercard, , izdaja: €0.00 , letna članarina: €20.00 vsaka nadaljnja Mastercard Classic kreditna (revolving) kartica , izdaja: €0.00 , letna članarina: €25.00 vsaka nadaljnja Zlata kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €25.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €2,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): skupaj: Skupna količina: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: neomejeno
- ✓ Direct debit (included): skupaj: Skupna količina: neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €5.50 plačilo na okencu
Notes: *Paket je namenjen članom Zdravniške zbornice Slovenije. Za odprtje računa potrebujete ZZS izkaznico. 50% popusta ob najemu kredita na stroške odobritve kredita 50% popust na vstopno provizijo za vzajemne sklade Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 16.12.2025
UniCredit Banka Slovenija €10.90your cost · fee €10.90 Aktivni ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard Standard
- ✓ Credit card (included): Mastercard Classic kreditna (revolving) kartica vsaka nadaljnja Klasična kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €20.00 vsaka nadaljnja Mastercard World Elite kreditna (revolving) kartica , izdaja: €0.00 , letna članarina: €75.00 vsaka nadaljnja Zlata kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €25.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): skupaj: Skupna količina: 15 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Standing order (included): skupaj: Skupna količina: 15 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Direct debit (included): skupaj: Skupna količina: 15 vsako nadaljnje kreditno plačilo - elektronsko plačilo: €0.50 vsak nadaljnji trajni nalog: €0.90 vsaka nadaljnja direktna obremenitev: €0.40
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 7 ; vsak nadaljnji: €0.70
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €5.50 plačilo na okencu
Notes: Pri mesečnem nadomestilu za paket se pri starejših od 65 let obračuna popust v višini €2.00. V okviru skupne količine je potrošniku na voljo 15 elektronskih plačil ali trajnih nalogov ali direktnih obremenitev. Brezplačni dvigi gotovine na bankomatih UniCredit Skupine (BIH, SRB, HUN ...). Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 09.03.2026
LON €11.41your cost · fee €10.99 Zlati paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard Debit Predplačniška Mastercard Debit
- ✓ Credit card (included): Mastercard Credit
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €1,600.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.20
- ✓ Credit transfer (included): Elektronsko plačilo: 7 ; vsako nadaljnje: €0.42
- ✓ Standing order (included): skupaj: Skupna količina: 6 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Direct debit (included): skupaj: Skupna količina: 6 vsak nadaljnji trajni nalog: €0.47 vsaka nadaljnja direktna obremenitev: €0.35
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: 5 ; vsak nadaljnji: €0.75
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €2.00 plačilo na okencu
Notes: Za upokojence znaša mesečno nadomestilo za paket €8.99. Za mlade (starejši od 15 let in do 26. leta starosti, ki imajo status dijaka ali študenta in niso v delovnem razmerju) znaša mesečno nadomestilo za paket €6.00.

Bank of Slovenia data Bank price list Last changed: 01.04.2026
Delavska hranilnica €11.80your cost · fee €11.80 DH Brezskrbni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA KARTICA ZLATA
- ✓ Credit card (included): KREDITNA KARTICA ZLATA
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.65
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: neomejeno
- ✓ Direct debit (included): skupaj: Skupna količina: neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.10 plačilo na okencu
Notes: Vodenje računa: 10% popust za upokojence, člane društev delovnih invalidov, člane gasilskih društev in 15% popust za člane sindikatov delničarjev. Ugodnosti se ne seštevajo. Posebna ugodnost do 31.03.2026: 6 mesecev brezplačno vodenje paketa - velja za nove stranke, ki v 5 letih v hranilnici niso imele odprtega osebnega ali paketnega računa. Kreditno plačilo: Paket omogoča neomejeno število brezplačnih elektronskih kreditnih plačil - velja za nenujna plačila in plačila v vrednosti do €50,000.

Bank of Slovenia data Bank price list Last changed: 01.02.2026
DBS €12.51your cost · fee €12.51 AGRAR NESKOČNI PAKET Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA WORLD MASTERCARD (ZLATA DEBETNA MASTERCARD) PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD KARTICA Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.30 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.05.2026
DBS €12.51your cost · fee €12.51 SENIOR NESKONČNI PAKET Pensioners ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA WORLD MASTERCARD (ZLATA DEBETNA MASTERCARD) PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €0.40 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.05.2026
BKS Bank €12.99your cost · fee €12.99 Prestižni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna MasterCard
- ✓ Credit card (included): Kreditna MasterCard klasik Kreditna MasterCard zlata
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.15
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.12.2025
DBS €13.90your cost · fee €13.90 OSEBNI NESKONČNI PAKET ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBETNA WORLD MASTERCARD (ZLATA DEBETNA MASTERCARD) PREDPLAČNIŠKA MASTERCARD
- ✓ Credit card (included): ALI MASTERCARD Z ODLOŽENIM PLAČILOM ALI WORLD MASTERCARD Z ODLOŽENIM PLAČILOM
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €1.30 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.05.2026
Gorenjska banka €13.90your cost · fee €13.90 TOP paketni osebni račun ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): DEBIT MASTERCARD - zlata
- ✓ Credit card (included): MASTERCARD - zlata
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.25
- ✓ Credit transfer (included): Plačilo na okencu: 3 ; vsako nadaljnje: €3.00 Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Bank of Slovenia data Bank price list Last changed: 01.12.2025
Sparkasse €15.79your cost · fee €13.99 Veliki paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard World
- ✓ Credit card (included): Plačilna kartica Diners Club Mastercard Style Zlata plačilna kartica Mastercard
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €2,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -0,01
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- € Standing order (extra charge)
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.50 plačilo na okencu
- Standing order: €0.90 za transakcijo
Bank of Slovenia data Bank price list Last changed: 01.07.2026
Addiko Bank €15.80your cost · fee €14.00 ZLATI PAKET ✓ Debit card✓ Credit card✓ Overdraft✓ Payments€ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Addiko Debit Mastercard kartica Addiko Debit Mastercard kartica za pooblaščeno osebo
- ✓ Credit card (included): Addiko obročna Mastercard kartica Addiko Zlata obročna kartica Mastercard
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €15,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- € Standing order (extra charge)
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu
- Standing order: €0.90 za transakcijo
Notes: Obveščanje za debetno kartico je omogočeno preko potisnih obvestil. Brezplačna kreditna plačila v Sloveniji v EUR do €50,000 (navadni nalog, takojšna plačila), izvedena preko digitalnih kanalov.

Bank of Slovenia data Bank price list Last changed: 01.12.2025
UniCredit Banka Slovenija €14.90your cost · fee €14.90 Brezmejni ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna Mastercard World
- ✓ Credit card (included): Mastercard World Elite kreditna (revolving) kartica vsaka nadaljnja Klasična kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €20.00 vsaka nadaljnja Mastercard Classic kreditna (revolving) kartica , izdaja: €0.00 , letna članarina: €25.00 vsaka nadaljnja Zlata kartica z odloženim plačilom Mastercard , izdaja: €0.00 , letna članarina: €25.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €2,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): skupaj: Skupna količina: neomejeno
- ✓ Standing order (included): skupaj: Skupna količina: neomejeno
- ✓ Direct debit (included): skupaj: Skupna količina: neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €5.50 plačilo na okencu
Notes: Pri mesečnem nadomestilu za paket se pri starejših od 65 let obračuna popust v višini €2.00. Paket vsebuje 25% popust na vstopno provizijo za vzajemne sklade. Pogoj za FLIK je uporaba spletnega ali mobilnega bančništva.

Bank of Slovenia data Bank price list Last changed: 09.03.2026
Intesa Sanpaolo Bank €15.00your cost · fee €15.00 Paket PLUS ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Activa Visa Inspire
- ✓ Credit card (included): Activa Mastercard Zlata Activa Mastercard
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €4.00 plačilo na okencu
Notes: Za upokojence in starejše od 65 let mesečno nadomestilo za paket PLUS znaša €12.90.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
LON €15.99your cost · fee €15.99 Premium paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Mastercard Debit
- ✓ Credit card (included): Mastercard Credit
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.20
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €2.00 plačilo na okencu
Notes: Za upokojence znaša mesečno nadomestilo za paket €13.99.

Bank of Slovenia data Bank price list Last changed: 01.04.2026
OTP banka €16.49your cost · fee €16.49 Paket PREMIUM ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa Preplačniška (virtualna) kartica Visa
- ✓ Credit card (included): Kartica z odloženim plačilom Visa
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €2,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.50 plačilo na okencu
Notes: Paket Premium je na voljo strankam, ki v skladu s Splošnimi pogoji poslovanja s potrošniki izpolnjujejo pogoje za sklenitev Paketa Premium. Za vse nove imetnike Paketa Premium je na voljo 6 mesečno brezplačno vodenje Paketa Premium.

Bank of Slovenia data Bank price list Last changed: 01.10.2026
NLB €16.99your cost · fee €16.99 NLB Paket Premium ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Mastercard World
- ✓ Credit card (included): NLB Mastercard 3v1 NLB Mastercard 3v1 dodatna kartica vsaka nadaljnja Kartica z odlo. plačilom (NLB Mastercard, NLB Visa, NLB Karanta) , izdaja: €0.00 , letna članarina: €26.00 vsaka nadaljnja Kartica z odlo. plačilom NLB Visa Premium , izdaja: €0.00 , letna članarina: €18.00 vsaka nadaljnja Kartica z odlo. plačilom NLB Zlata Mastercard , izdaja: €0.00 , letna članarina: €77.00 vsaka nadaljnja Kreditna kartica (NLB Mastercard, NLB Karanta) , izdaja: €0.00 , letna članarina: €20.00
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €4,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.10
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.50 plačilo na okencu
Notes: Vključeno kibernetsko zavarovanje zavarovalnice Triglav. Vključeno nezgodno in turistično zavarovanje zavarovalnice Vita. Vključeno nadomestilo za vodenje računa finančnih instrumentov (t.i. trgovalni račun) za osebe, ki uporabljajo elektronsko poslovanje – elektronsko obveščanje. Vključen 20% popust na mesečni strošek vodenja NLB stanovanjskega kredita.

Bank of Slovenia data Bank price list Last changed: 01.08.2026
BKS Bank €19.99your cost · fee €19.99 Ekskluzivni paket ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna MasterCard
- ✓ Credit card (included): Kreditna MasterCard klasik Kreditna MasterCard zlata
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €5,000.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.15
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.00 plačilo na okencu
Bank of Slovenia data Bank price list Last changed: 01.12.2025
OTP banka €50.00your cost · fee €50.00 Paket Private Banking Specific groups ✓ Debit card✓ Credit card✓ Overdraft✓ Payments✓ Standing orders✓ Cash withdrawals
All services, extra charges and notes

Details as reported to the Bank of Slovenia (in Slovenian).
- ✓ Account maintenance (included)
- ✓ Online banking (included)
- ✓ Mobile banking (included)
- ✓ Debit card (included): Debetna kartica Visa Predplačniška (virtualna) kartica Visa
- ✓ Credit card (included): Kartica z odloženim plačilom Visa
- ✓ Overdraft (included): Najvišji znesek prekoračitve: €3,500.00 Razlika med letno obrestno mero za znesek redne prekoračitve in zakonsko predpisano obrestno mero zamudnih obresti v odstotnih točkah: -€0.05
- ✓ Credit transfer (included): Elektronsko plačilo: neomejeno
- ✓ Standing order (included): neomejeno
- ✓ Direct debit (included): neomejeno
- ✓ Cash withdrawal (included): Na bankomatu drugega ponudnika: neomejeno
- ✓ Security SMS (included): Debetne kartice: neomejeno Kreditne kartice: neomejeno
Extra charges
- Credit transfer: €3.50 plačilo na okencu
Notes: Paket Private banking je na voljo strankam, ki skladno s Splošnimi pogoji poslovanja s potrošniki izpolnjujejo pogoje. Za vse nove imetnike Paketa Private banking je na voljo 6 mesečno brezplačno vodenje Paketa Private banking.

Bank of Slovenia data Bank price list Last changed: 01.01.2026

How we group the packages: the Bank of Slovenia does not say who a package is for, so we assign the group from the package name and notes (for example "for young people", "pensioner", "basic payment account") and, where that is unclear, from the bank's own information. Always check the conditions with the bank.

The monthly fee is the package's regular price. Special discounts (such as free first months or a lower fee above a certain balance) are listed in the package notes and are not included in the price.

Link to loans: the cheapest account for everyone from the table above is added to the APR in our consumer loan and mortgage comparisons when a rate applies only to the bank's customers. Why that matters is explained in what "existing customer" means.

Source: Bank of Slovenia, fee overview for consumers, reported by the banks themselves. We compare our data with it every night. More in our methodology.

Frequently asked questions

Frequently asked questions about bank accounts 5

Which bank account is the cheapest in Slovenia?

Among accounts anyone can open, the cheapest is currently NLB Paket Digitalni (NLB) at €0.99 a month. At other banks the cheapest account for everyone costs up to €5.99 a month. Young people, students and pensioners get even cheaper or free accounts at most banks.

What is a basic payment account?

Banks are required by law to offer a basic payment account with the essential services (payments, standing orders, cash withdrawals, a debit card). At the banks compared it costs €4.60 to €4.90 a month, and at most €1.47 for recipients of social assistance or income support.

Why does the account fee affect the cost of a loan?

The best loan rates often apply only to customers who hold an account with regular income at the bank. The cost of that account is therefore part of the loan price. Our loan comparisons add it to the monthly cost and the APR, just as banks do in their own APR.

Where does the data come from?

From the Bank of Slovenia fee overview, where the banks themselves report the prices of their accounts and packages and the services included. We compare our data with this source every night and update it when a price or offer changes.

Is this comparison financial advice?

No. The comparison is for information only. Package conditions (such as discounts or requirements on income or age) can change, so check them with the bank before opening an account.

Bank account and package comparison

Cheapest account for everyone at each bank

All accounts and packages (108)

Frequently asked questions about bank accounts 5

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